Corona, and congratulations on your decision to investigate further into the "new" life insurance plan versus the "old" life insurance plan. In the following paragraphs, I will disclose the reason why this information can benefit your family financially, and give you peace of mind and possibly save a lot of money. Do not we all need that?
The first reason and the main withering why it is so beneficial for you to look into the "new" life insurance plan, is that people live longer. This led to the "death table" used by life insurance companies to calculate the interest rate, to show a lower number of deaths per thousand at different ages of people in the mortality table, which consequently has led to lower life insurance rates, due to reduced risk for Insurance Companies, reasonable?
Another reason, is that there are some companies here that now include "life benefits" in the "new" life insurance policy at no additional cost! These benefits include access to some amount of your face if you have to have a critical or chronic illness, such as heart attacks, strokes, cancer, etc. That cause you can not do 2 of 6 "daily activities of life", such as feeding, , transferring, bathing, dressing, continuous. If your medical doctor diagnoses that you can not do two listed activities, you will be able to access dollars from your "new" policy, to pay for home care or nursing care, you know, the check is sent directly to you. , the owner of the policy. This means that if you prefer family members to take care of you, your wish is granted. This coverage can not be called "long-term care insurance, but you decide if it's the same or not
Many people also pay for separate policies for critical and chronic care, and it is up to the individual whether they continue to bring this type of policy, because if you need to access your face count, of course, reduce life insurance payable upon your death. But at least the "new" insurance plan gives you a choice, the "old" only pays if you die, period.
So I hope you can understand why it is to your advantage to get a comparison, you will not lose anything. You can even ask for on-line comparisons. A detailed comparison can be sent by email and there really is no need for an agent to visit you unless that's what you want, and that's not what we're hoping for!
However, once you have the opportunity to see how much money you can save, how much coverage you can provide for your family, and how much life benefit you can receive, it will be very beneficial when you see it!
Thank you very much for reading, and hopefully this information is useful for you!
If you agree that it may benefit you to look into the "new" life insurance plan, I urge you to contact your agency for detailed and detailed comparisons today. If you lose contact with your agent, I will gladly email you without any fees or obligations to you. If you are shopping for term life insurance for the first time, call or email me today, and I'll be happy to give you a detailed quote for this fantastic product. email: incomeprotectionpro@gmail.com or call me at 813-610-4638 ... Tom Goldtrap [http://www.advisorsintegrityofflorida.com]
Another reason, is that there are some companies here that now include "life benefits" in the "new" life insurance policy at no additional cost! These benefits include access to some amount of your face if you have to have a critical or chronic illness, such as heart attacks, strokes, cancer, etc. That cause you can not do 2 of 6 "daily activities of life", such as feeding, , transferring, bathing, dressing, continuous. If your medical doctor diagnoses that you can not do two listed activities, you will be able to access dollars from your "new" policy, to pay for home care or nursing care, you know, the check is sent directly to you. , the owner of the policy. This means that if you prefer family members to take care of you, your wish is granted. This coverage can not be called "long-term care insurance, but you decide if it's the same or not
Many people also pay for separate policies for critical and chronic care, and it is up to the individual whether they continue to bring this type of policy, because if you need to access your face count, of course, reduce life insurance payable upon your death. But at least the "new" insurance plan gives you a choice, the "old" only pays if you die, period.
So I hope you can understand why it is to your advantage to get a comparison, you will not lose anything. You can even ask for on-line comparisons. A detailed comparison can be sent by email and there really is no need for an agent to visit you unless that's what you want, and that's not what we're hoping for!
However, once you have the opportunity to see how much money you can save, how much coverage you can provide for your family, and how much life benefit you can receive, it will be very beneficial when you see it!
Thank you very much for reading, and hopefully this information is useful for you!
If you agree that it may benefit you to look into the "new" life insurance plan, I urge you to contact your agency for detailed and detailed comparisons today. If you lose contact with your agent, I will gladly email you without any fees or obligations to you. If you are shopping for term life insurance for the first time, call or email me today, and I'll be happy to give you a detailed quote for this fantastic product. email: incomeprotectionpro@gmail.com or call me at 813-610-4638 ... Tom Goldtrap [http://www.advisorsintegrityofflorida.com]